Source: Bradley Richardson/Australian Defence Force/AFP/Getty Images

The 2022 eastern Australia floods were one of the nation's worst recorded flood disasters with a series of floods that occurred from February to April in South East Queensland, the Wide Bay–Burnett and parts of coastal New South Wales including parts of Brisbane, Gold Coast and the Sunshine Coast.

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Australia have recently experienced a surge in flood events caused by a range of factors including climate change, La Niña conditions which increase the chance of above average spring and summer rainfall in northern and eastern Australia.

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In suburbs along the Brisbane River in Queensland, and in towns like Lismore in northern NSW, major flooding events within a decade have made the cost of insurance to soar and almost impossible to afford for many homeowners.

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It’s crucial for a buyer to investigate the history of flooding or potential flood risk, as in most cases the sellers will not mention the flood related issues even if asked directly.

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At Flood Protect, we offer advisory services regarding the potential impacts and risks associated with flooding.

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• The degree of risk can vary significantly by location; some properties may have severe flood impacts, making it challenging to develop or modify them in the future. These properties often come with high insurance costs.

• The severity of flooding depends on factors such as the flood magnitude; some properties are only affected by the Probable Maximum Flood (PMF), while others may experience more frequent flood events like the 5% Annual Exceedance Probability (AEP), also known as the 1-in-20-year flood.

• We can obtain flood information from Local Authorities whenever possible. If such information is unavailable, we can conduct a site assessment to determine the likely extent of flood impact.

• Depending on a majority of factors such as topography, landcover, history of flooding some lots are classified as high flood risk and development may not be permitted in a high hazard area or it will be subject to strict development controls generally defined by the DCPs (Development Control Plans) and LEPs (Local Environmental Plans).

• At Flood Protect, we are equipped to provide guidance on the severity of flood impact and the development limitations on your property. We advocate for a risk-based approach to help you make well-informed decisions.

Feel free to call or email us today to discuss, our initial consultation is free of charge.

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